Terms & Conditions

Compare&Invest.com.au herein referred to as ‘C&I’, provides you with a simple and convenient way to access and compare information regarding certain products, services and/or companies. ‘C&I’ provides you with a diverse range of information, providers and services, but does not include all products or services in the market. This information should not be interpreted as an endorsement of any product or a recommendation to invest. Historical performance is no guarantee of future returns.
Many investment classes are speculative and investing in them involves significant risks and can be highly volatile, vulnerable to capital loss and sensitive to secondary activity. Before investing you should obtain advice and decide whether the potential return outweighs the risks. All information contained in this website is general information only and has been prepared without considering your objectives, financial situation or needs. Before making any investment decision, please consider whether it is appropriate for your situation and seek appropriate education, taxation, financial and legal advice as necessary.


1. Terms of Use

1.0 Access and use of the ‘C&I’ website is subject to these terms and conditions (“Terms of Use”). By using the website and accessing the information provided you agree to be bound by these Terms of Use. If you do not agree to these Terms of Use, you are not permitted to access and use the ‘C&I’ website and you should immediately cease access.

1.1 If you breach any of these terms of use then your right to use and access this Website will immediately cease.

1.2 The ‘C&I’ website is intended for users aged 18 years and over only. This website (including all products, providers, information and product descriptions) is frequently updated. You should also note that products may be withdrawn at any time, without notice.

1.3 We reserve the right to amend these terms of use at any time and also recommend that you refer back to these terms of use each time you visit the ‘C&I’ Website. The updated terms of use will be effective from the date it is posted to the C&I Website. Using this website will constitute your acceptance of the updated terms of use.


2. Third Party Providers

2.0 You can obtain information about a number of products via the ‘C&I’ website simply by submitting a query. These products are provided by third parties over whom we do not have control. They are not provided by us. It is your responsibility to satisfy yourself that you wish to use or obtain any product before doing so. Prior to making a decision to invest in or purchase a product, you should consult the relevant product documents, obtain advice where necessary and decide whether the product or investment suits you. The display of a product on the ‘C&I’ website does not amount to an endorsement by us for you to buy or invest in a particular product, instead, we are responding to your request for information regarding certain products, services and/or companies.

2.1 Where possible, all product prices are quoted in or against Australian Dollars (AUD).

2.2 ‘C&I’ will not be held responsible or liable for any damage or loss you or any other party incur in connection with any information or products you obtain or choose to use after using this site. We also take no responsibility for damage or loss incurred by you or any third party after using the ‘C&I’ website.

2.3 The C&I website contains information regarding products, including statistics and features. Some of this information has been generalised in order to give you an easier way to compare products. You should be aware, not all products are the same and you should consult the exact terms of any product that you intend to purchase or invest in prior to using or investing in that product. The information supplied on the website is factual and true at the time of writing.

2.4 By using the ‘C&I’ website, you acknowledge that you (the inquirer) are making a request to us (the provider) for information regarding a product, service or platform of a third party. That information is to be treated as information only and as no recommendation or endorsement by us, for you to use or invest in the product or service.

When using or connecting with a provider you will be bound by their terms and conditions. Always consult relevant documents prior to investing or using any product.


3. Privacy Policy

3.0 We take privacy seriously. Visit our Privacy Policy to find out how we use the information we collect. By using the ‘C&I’ website you are subject to the terms outlined in our Privacy Policy.


4. The Compare&Invest difference and how we are paid

4.0 The service on the ‘C&I’ website enables you to research and compare information and statistics about products, services and platforms. All of which are provided by Third Parties.

4.1 Our comparison service is free for all to use and we do not currently receive payments from anyone for anything on our website.  Compare and Invest reserve the right to update and change remuneration structure in the future and will update our terms and conditions as appropriate.


5. Permissions

5.0 Commercial use of the ‘C&I’ website is strictly prohibited. You are permitted to use this website only for personal use, subject to your compliance with the Terms of Use.

5.1 You are not permitted to do anything that may affect the website including its security or any information or material stored within it.

5.2 You agree not to:
(a) use any tool (such as a robot, spider or aggregation tool) to copy, access, extract any information for any purpose including obtaining, processing, copying, replicating, distributing, reconfiguring, republishing, viewing, assessing, analysing, modifying or repackaging any Website content.
(b) copy any website content, other than as expressly permitted by these Terms of Use; Including personal disclosure
(c) use any process to consolidate or combine any website content with any other content, data, information, images or material;
(d) reverse engineer, disassemble or otherwise attempt to replicate or combine this website’s source code, formulas, content (text, image and video) or processes;

(e) use any automated script or tool that extracts data from the Website for the purpose of comparing prices, underwriting, data and other related business systems and methodologies

(f) distribute, send or post any ‘spamming material’, or any other form of mass communication through the Website

5.3 Unlawful, fraudulent use of this website is not permitted at any time.

5.4 All information provided from you onto this website will be accurate, complete, free from errors and true.


6. No advice

6.0 ‘C&I’ does not offer ANY recommendations and all information is factual and general in nature. We do not currently offer financial, investment or ANY other type of advice, instead, we facilitate the connection with applicable services and advisers at your request. Nothing on this website constitutes investment, financial or other advice by C&I in relation to any product, service or provider that we list on our website.

7. The ‘C&I’ website is intended to be used for research and comparison purposes only. Nothing on this website amounts to an offer by us or any third party provider to sell any product to you or enter into any contract with you.


8. Limitations

8.1 The ‘C&I’ Website, information contained within and services displayed are supplied to you on a strictly “as is” basis and we make no warranties, express or implied, regarding their quality, fitness for a particular purpose, completeness, timeliness, reliability, security, accuracy or that they are free from error.

8.2 We have done our best to ensure that all information carried on this Website is factual and free from error, however, your access to this website and its content, and any action you carry out through its interpretation is entirely at your own risk. We accept no liability for any losses or damages that you may suffer as a result of your interpretation of the information listed on this website.

8.3 Please always protect yourself while online. We do not give any warranty that the website is free of viruses, malware or anything else which may have a negative effect on any technology.

8.4 We aim to provide consistent access to the ‘C&I’ website but we give no warranty as to the uninterrupted availability of this website.

8.5 We reserve the right to suspend, restrict or terminate your access to this website at any time.

8.6 We will not be liable for any loss of any kind, including of use, profits or data or any indirect, special or consequential damages or losses, whether such losses or damages arise in negligence, contract or tort, or otherwise in relation to:
(a) your reliance upon this website, or inability to use the website and its content. This also covers your reliance on the active use of this website.
(b) Any loss or removal of your data, content, communications, as a result of delays, connection drop-outs, suspension or deletion of all or part of the C&I website at any time;
(c) Any deletion of content that you have created, posted, supplied or sponsored by you on or via the C&I website;
(d) anything that is outside of our reasonable control, including damages and losses that we could not reasonably control from the time that we entered into this agreement with you

These terms of use are not intended to exclude or limit our liability for actions that are illegal.

By agreeing to these terms and conditions you agree to indemnify Compare And Invest, including its staff, directors and applicable contractors, for any costs or damages that may be incurred from your breach of these terms of use and/or your use of the website.


9. General Terms

9.0 If any component of these laid out Terms of Use is determined to be legally invalid and/or unenforceable, the affected clause or provision will be superseded by a valid, enforceable provision that most reasonably and closely matches the original intent of the affected provision, and the remainder of the terms will continue unaffected.

9.1 You or C&I.com.au will not be prevented from taking further action if the rights granted under these Terms of Use have failed to be enforced by the applicable parties.

9.2 These Terms of Use constitute the entire agreement between you and C&I.com.au relating to your access to and use of the ‘C&I’ website and supersedes any existing prior agreements (including any previous terms of use, or similar terms or agreements enacted through this website, for this website).

9.3 We’ve listed a number of user-facing links to external websites / third-party providers, which are intended to provide access to said websites and their applicable services/offerings. Under no circumstances do we make any representations about the validity or accuracy of the information contained on these websites and/or platforms. By agreeing to these terms, you agree that C&I will not be liable for any loss, damages and expenses incurred by accessing or attempting to access a third party site listed on our platform.

9.4 If you have any questions regarding this Website or the services and products we provide/list, please contact us via email at privacy@compareandinvest.com.au.


10. Governing law

10.1 These Terms of Use and your access to and use of this website is governed by the laws of Australia and will be interpreted in accordance with them.

10.2 In correlation with these Terms of Use and your access to and use of this website, both, you and C&I.com.au submits to the non-exclusive jurisdiction of the courts of Victoria, Australia

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